Is the Home Insurable? 

When buying or selling a home, most people focus on the inspection, financing, and price—but there's another crucial piece of the puzzle that often gets overlooked: is the home insurable?

Whether you're preparing to list or gearing up to purchase, the ability to …

Open Houses: What to Expect as a Seller, Buyer, and REALTOR®

Open houses are a classic part of the real estate journey—and for good reason. They offer a powerful opportunity for sellers to showcase their homes, for buyers to get a true feel for a property, and for REALTORS® …

FHA Flipping Rules: Guidelines and Exceptions Every Buyer Should Know

If you're considering purchasing a recently renovated home with an FHA loan, understanding the FHA flipping rules is essential. These rules are designed to prevent mortgage fraud, inflated property values, and risky transactions—protecting both lenders and homebuyers.

What …

CAUV Tax Reduction in Ohio: A Smart Strategy for Landowners

If you own farmland in Ohio, the Current Agricultural Use Value (CAUV) program could substantially lower your property taxes—often much lower. Established in 1973, the CAUV program is an Ohio property tax program that allows farmland to be taxed …

Understanding Crop Rights in a Real Estate Deal

What Buyers and Sellers Need to Know

When it comes to farmland sales in Ohio, one of the most misunderstood aspects is crop rights. Whether you’re a seasoned farmer or a first-time rural property buyer, it's important to know exactly who …

Making an Offer as a Home-Sale Contingency Buyer: What You Need to Know

Buying your next home while selling your current one can be a balancing act—but with the right strategy, it’s absolutely possible to make a competitive offer. At Royer Realty, we often work with clients …

Floodplain Zones Explained: What Homeowners Need to Know About Flood Insurance

Flooding is one of the most common natural disasters in the U.S., and knowing your home's flood risk is a crucial part of protecting your property. But with so many different flood zone designations, it can be …

Real Estate Renovation Loans: Your Key to Unlocking Hidden Property Potential

Have you ever walked into a home and thought, “This place has so much potential—if only it had a little TLC?” That’s where real estate renovation loans come in. Whether you're a first-time homebuyer eager to …

Understanding Dower Rights in Ohio Real Estate Transactions

When it comes to buying or selling property in Ohio, understanding dower rights is key—especially for married couples. While many people have never heard of this legal term, it can play a major role in your real estate transaction.

What …

Manufactured Home Financing on Leased Land: What You Need to Know

When it comes to buying a manufactured home, financing can look a little different—especially when the home is not converted to real property and sits on leased land. These homes are legally considered personal property, meaning they have a …