There are many things to consider when obtaining a mortgage. Loan type, interest rate and other terms that apply. A great first step is to contact a local lender and ask questions of their requirements. Shop around for the best combinations of loan options that work best for your situation. …

A home inspection can educate a buyer on the conditions found at a property. Inspections can provide details about the age of mechanical items (furnace, water heater, roof, etc.). It is a good idea to have a home inspection done during an inspection period (as defined in your purchase contract) …

Here is a link to Realtor.com with more tips!

https://www.realtor.com/advice/home-improvement/

Blog By: Mason Flint

Blog By: Mason Flint

This pamphlet explains the dangers of lead in your home and how to protect your family from lead-based paint hazards. Here is the EPA's pamphlet for your safety!

For more information, visit the EPA's website:

https://www.epa.gov/lead

Understanding Owner’s Title Insurance in Ohio: What You Need to Know

If you're buying or selling a home in Ohio, the term “owner’s title insurance” is mentioned during your real estate journey. While it may seem like just another cost at closing, owner’s title …

For an interactive version with hyperlinks to services' websites, please check out our Utilities page: 

https://www.royerrealty.com/utilities/

If you have any suggestions for this page, please let us know!

A Loan Red Flags: Minimum Property Standards for FHA, USDA, and VA Loans

When applying for an FHA, USDA, or VA loan, it's important to understand the minimum property standards that a property must meet in order to qualify for financing. These standards are set …

When you buy a home, you will need to coordinate transferring utility services into your name (water, sewer, trash, gas, phone, etc). It can take several days to get services established; plan accordingly to avoid outages!

Here is a link to a list of local providers. Ask your …