"A REALTOR® is a special kind of real estate agent: one who follows NAR’s strict Code of Ethics, including the first and primary pledge to protect and promote the interests of their clients.  This obligation means that a REALTOR® cannot make decisions or provide representation in a way that …

There are many things to consider when obtaining a mortgage.  Loan type, interest rate and other terms that apply.  A great first step is to contact a local lender and ask questions of their requirements.  Shop around for the best combinations of loan options that work best …

A home inspection can educate a buyer on the conditions found at a property.  Inspections can provide details about the age of mechanical items (furnace, water heater, roof, etc.).  It is a good idea to have a home inspection done during an inspection period (as defined in your …

Understanding Owner’s Title Insurance in Ohio: What You Need to Know

If you're buying or selling a home in Ohio, the term “owner’s title insurance” is mentioned during your real estate journey. While it may seem like just another cost at closing, owner’s title insurance plays a role …

A Loan Red Flags: Minimum Property Standards for FHA, USDA, and VA Loans

When applying for an FHA, USDA, or VA loan, it's important to understand the minimum property standards that a property must meet in order to qualify for financing. These standards are set to ensure that …

Manufactured Home vs. Modular Home: Key Differences Explained

When it comes to buying a new home, you may encounter terms like manufactured home and modular home. While …

When a multiple offer situation occurs, what should buyers consider?  There are many factors that a seller considers and the highest purchase price isn't always the winning bid.  Some things to consider as you write your offer are contingencies, seller expenses, timelines and more.  A …

When buying a home, the first step is to determine your financing and obtain a preapproval letter for a loan.  This first step is important to help set the pace for the remainder of the process.  Knowing your price range and loan type will launch your home-search!   …